Owning a home is a much touted part of the American Dream. Houses are one of the few commodities that increase in value over time. In fact, home ownership is one of the major factors in building generational wealth–assets that can be passed from one generation to the next, providing stability and financial safety for one’s descendants. Unfortunately, systemic racism has kept this dream out of reach for many. Read more about how this came about—and what we can do about it—here.